Financing Options

Patient Resources

We understand this is an investment on your part, and want to provide you with a wide variety of payment options to help you achieve your best vision.

For your convenience, we accept multiple payment options to suit your individual needs:

  • Visa®MasterCard®American Express® and Discover®.*
  • We offer a number of convenient CareCredit™ *financing plans. The most popular are the deferred interest promos zero percent for 6 and 12 months.
No Interest if Paid in Full Within the Promotional Period* available on purchases of $200 or more for 6 and 12 Months:
  • Minimum Monthly Payments required. Required monthly payments may or may not pay off purchase before end of promotional period.
  • No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts: Purchase APR (interest rate) is 26.99%; Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
For those who may desire a lower monthly payment, extended plans are also available for 24, 36, 48, and 60 months.
Reduced APR and Fixed Monthly Payments Required Until Paid in Full:
  • Interest will be charged on promo purchases from the purchase date. Fixed monthly payments are required until paid in full. The fixed monthly payment may be higher than the minimum payment that would be required if the purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
  • 24 Months promotional financing with a 14.90% APR on purchases of $1,000 or more
  • 36 Months promotional financing with a 15.90% APR on purchases of $1,000 or more
  • 48 Months promotional financing with a 16.90% APR on purchases of $1,000 or more
  • 60 Months promotional financing with a 17.90% APR on purchases of $2,500 or more
NOTE:
Standard Account Terms apply to purchases of less than $200 and from purchase date on Deferred Promotion if the promotional balance is not paid by the end of the promotional period.
There is no pre-payment penalty.
  • Flexible Spending Accounts (FSAs) – Take advantage of this considerable savings if offered through your employer. Check with your human resource department to inquire when open enrollment begins for your FLEX or Cafeteria Plan and find out if your account has any restrictions regarding using funds for copays. With this plan, pre-tax dollars are deducted each pay period to cover an elective procedure of your choice; in this case, Laser Vision Correction/PRK or Cataract Surgery using elective methods or lenses. First, you should confirm your candidacy before you designate the funds. Prior to planning your FSA contribution for the year, schedule your Laser Vision Correction/PRK evaluation or Cataract evaluation with Del Negro & Senft Eye Associates to see if you are a candidate for any elective or non-covered service. Flex Spending funds can also be used for eyewear and contact lenses.
  • Health Savings Account (HSA) – You are eligible to use a HSA if you are signed up for a high deductible health plan (HDHP). The funds never expire, unlike a Flexible Spending Account.

 

*Subject to credit approval.

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Our goal is to contact you by phone within 24 hours of submission. If you find yourself in an EMERGENCY situation, please CALL 732-774-5566 instead.